Supplementary Information

Abbreviations

AGM Annual General Meeting
ALCO Assets & Liabilities Committee
BAC Board Audit Committee
BCC Board Credit Committee
BHRRC Board Human Resources & Remuneration Committee
BIC Board Investment Committee
BIRMC Board Integrated Risk Management Committee
BNC Board Nomination Committee
BRPTRC Board Related Party Transactions Review Committee
BTC Board Technology Committee
CAR Capital Adequacy Ratio
CBSL Central Bank of Sri Lanka
CEO Chief Executive Officer
CFM Close Family Members
CFO Chief Financial Officer
COO Chief Operating Officer
CPC Credit Policy Committee
CRO Chief Risk Officer
CSE Colombo Stock Exchange
EIRMC Executive Integrated Risk Management Committee
ESOP Employee Share Ownership Plan
FS Financial Statements
FY Financial Year
GDP Gross Domestic Product
GRI Global Reporting Initiatives
HR Human Resources
ICAAP Internal Capital Adequacy Assessment Process
KMP Key Management Personnel
LCR Liquidity Coverage Ratio
LTV Loan to Value Ratio
NII Net Interest Income
NIM Net Interest Margin
NPA Non Performing Assets
NPL Non Performing Loans
PAT Profit After Tax
PBT Profit Before Tax
ROA Return on Assets
ROE Return on Equity
RPT Related Party Transactions
SEC Securities and Exchange Commission of Sri Lanka
SLAR Statutory Liquid Assets Ratio
UNGC United Nations Global Compact
YoY Year-on-Year